But this year also included a trip on a Cruise ship. Travel: $4,151 (hey, we have a lot of free time and spent almost 3 months visiting family or Sunny Southern destinations last year.
Since the mortgage was mostly paid off by 2010, most of this was principal, however, so the interest portion was only $3625.)Ĭhildcare/Preschool/Elementary: $6,665 (this drops to $2,500 next year for full-day kindergarten – hooray!) Mortgage Interest $3,625 (in 2010 we still had a mortgage and the $1135 payment reflected a what was originally a balance of $212,500 with a 30-year amortization schedule. But regardless, let us now Check-checkitout… If we were still fighting to grow the ‘Stash, these numbers would be a bit lower. But it’s OK – we had already fully reached our early retirement goals, yet we continued to do some fun part-time work.
Our most expensive year to date, due to feeling rather relaxed with money. Since we put pretty much 100% of our spending on a nice high-cash-back credit card, it makes things quite easy to track.Īhh, the year 2010. We don’t use a budget for our monthly spending, but when I set her free on the credit card statements, she rapidly parsed a year’s thousand little transactions into a fantastic categorized list to see how much we actually spent last year. Money Mustache a bit of a Spreadsheet Ninja.
THIS type of spending IS worth adding up to see where a new parent’s money is going. There is MUCH more money being spent these days, with things like family vacations, doctors and dentists, preschool, charitable donations, special kinds of food for fussy eaters, and who knows what else. The real fun is in trying to get the net worth statement and the investment accounts to look better over time.īut now I’m a family man. For me, buying anything beyond groceries is like giving birth, where there is great thought, planning, and nine months of physical stretching and pain involved before the actual wallet emerges slowly from the pocket.īecause of this, I find that I spend very little when left to my own devices, and the resulting trail of credit card statements is quite boring, not really worth adding up or reviewing. Money Mustache is a bit of a Natural Frugalist.
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